Wednesday, 22 October 2014

Ebola Virus Explained

Received from Wg.Cdr. Suresh Karnik
21 October 2014, 19:05, suresh karnik <sdkarnik35@gmail.com> wrote:




JUST FOR ACADEMIC INFORMATION FOR WHATEVER IT IS WORTH 
..
 What Is Ebola Virus?
  

There is currently an Ebola outbreak putting all of us at risk.
 
What is Ebola? It's a virus that attacks a person's blood system: Ebola is what scientists call a haemorrhagic fever - it operates by making its victims bleed from almost anywhere on their body. Usually victims bleed to death.
Ebola is highly contagious; Being transmitted via contact with body fluids such as blood, sweat, saliva, semen or other body discharges.
Ebola is however NOT AN AIRBORNE VIRUS! EXTREMELY deadly: About 90% of people that catch Ebola will die from it. It's one of the deadliest diseases in the world, killing in just a few weeks.
Untreatable (no cure): Ebola has no known treatment or cure. Victims are usually treated for symptoms with the faint hope that they recover.
How Do I Know Someone has Ebola? ∙Fever ∙Headache ∙Diarrhoea ∙Vomiting ∙Weakness ∙Joint Muscle pains ∙Stomach Pain ∙Lack of Appetite.
Protect Yourself: ∙Wash Your Hands with Soap. Do this a lot. You can also use a good hand sanitizer. Avoid unnecessary physical contact with people.
 
 ■Restrict yourself to food you prepared yourself.

■Disinfect Your Surroundings. The virus cannot survive disinfectants, heat, direct sunlight, detergents and soaps. Clean up: ∙Fumigate if you have Pests. ∙Rodents can be carriers of Ebola. ∙Fumigate your environment dispose off the carcasses properly! ∙Dead bodies CAN still transmit Ebola. ∙Don't touch them without protective gear or better yet avoid them altogether.
 
 Protect Yourself: Use protective gear if you must care or go near someone you suspect has Ebola.

Report: Report any suspicious symptoms in yourself or anyone else IMMEDIATELY.
 
Do not delay!
John
John A.Thomas
Dr. John A.Thomas,MD,FRCPath, FAMS
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Tuesday, 14 October 2014

CAUTION; LADY approaching from bogus LPG gas company

A cautionary message received from Wg.Cdr.Sursh Karnik is posted below for your information.



On Monday, 13 October 2014, 18:27, suresh karnik <sdkarnik35@gmail.com> wrote:

This is for Pune people.
Be alert.
There is a lady (and may be a group of people) may come to your house
and ask for annual membership of Rs 200 for gas stove maintenance. She
is from so called 'LPG' company which is bogus company. She carries
company id and set of membership cards and chloroform as well. She may
ask for using your toilet and may call her group and explain the
position and situation of the house and they will break in and rob
each and every thing in your house , Do not allow her into your house
, instead try to inform police immediately. Currently she/this group
is operating very actively.

Do send this message and save someone from robbery / life /  untoward
incident. Her I Card ( so called ), is attached.




Friday, 10 October 2014

New MV act to be imposed Nationwide wef tomorrow

New Motor Vehicle Act passed

Offence                        Fine
Four Wheeler 
Without Belt             Rs. 1000
Without PUC             Rs. 1500
Without Insurance   Rs. 10000
Without paper         Rs. 5000
                           and endorsement
Without license      Rs. 10000
and vehicle papers
    
All original papers should be taken along while Driving
Speaking on Mobile Phone while driving Rs. 5000
Drunken Driving Rs. 25000
Three time Memo   License endorsement  in both two and four wheelers.
After 3rd time of such offence...license stands cancelled pan India.

Please inform in all your friends.
Effective from tomorrow.

Friday, 3 October 2014

The way it should always be.



Dear Members,
I had received this mail from a friend of mine. I was impressed. So I thought I would share it with you.
Refards
P.Aravind.

SOME SENIOR OFFICERS ARE WORTH DYING FOR!

(Later 'RA' means 'Rear Admiral)

The way it should always be.




Tuesday, 30 September 2014

Felicitation of Seniors on The World Elders Day




Dr.Sadanand Paranjpe shared an album with you.
Dear Members,
Have a look at the snaps taken during our programme on 28/9/2014
Sadanand

image not displayed

View album

Saturday, 27 September 2014

Ten GREATs For A Peaceful Life

Dear Members
I am sure you will find this interesting.
P.Aravind
Someone has written these beautiful words. Must read and try to understand the deep meaning of it. They are like the ten commandments to follow in life all the time. 

1] Prayer is not a "spare wheel" that you pull out when in trouble, but it is a "steering wheel" that directs the right path throughout. 

2] So a Car's WINDSHIELD is so large & the Rear view Mirror is so small? Because our PAST is not as important as our FUTURE. So, Look Ahead and Move on. 

3] Friendship is like a BOOK. It takes few seconds to burn, but it takes years to write. 

4] All things in life are temporary. If going well, enjoy it, they will not last forever. If going wrong, don't worry, they can't last long either. 
5] Old Friends are Gold! New Friends are Diamond! If you get a Diamond, don't forget the Gold! Because to hold a Diamond, you always need a Base of Gold! 

6] Often when we lose hope and think this is the end, GOD smiles from above and says, "Relax, sweetheart, it's just a bend, not the end! 

7] When GOD solves your problems, you have faith in HIS abilities; when GOD doesn't solve your problems HE has faith in your abilities. 

8] A blind person asked St. Anthony: "Can there be anything worse than losing eye sight?" He replied: "Yes, losing your vision!" 

9] When you pray for others, God listens to you and blesses them, and sometimes, when you are safe and happy, remember that someone has prayed for you. 

10] WORRYING does not take away tomorrow's TROUBLES, it takes away today's PEACE. 

If you really enjoy this, please pass to others. It may brighten someone's day...

Wednesday, 24 September 2014

Truth about white bread

Contribution received from Wg.Cdr Suresh Karnik

From: suresh karnik <sdkarnik35@gmail.com>
Date: 23 September 2014 16:16
Subject: Truth about white bread

The Truth About White Bread

We know that there are many people round the world 
who enjoy eating white bread. But today, we'd like 
to give you some facts that may shock and surprise 
you. It's not only that white bread isn't good for 
your health, it can actually be a real danger to your 
health! 

The Swiss government has been aware of the 
dangers of eating white bread for decades and 
in order to get its populace to stop eating it, 
Switzerland has placed a tax on the purchase 
of white bread. The tax money is given to bakers 
to reduce the price of whole wheat bread to 
encourage people to switch.

The Canadian government passed a law prohibiting
 the "enrichment" of white bread with synthetic 
vitamins. Bread must contain the original vitamins
 found in the grain, not imitations .

Essentially, white bread is dead bread. Frequently, 
consumers are not told the truth about this and 
so called "enriched" flour.

Why is the color of white bread so white when 
the flour taken from wheat is not?

It's because the flour used to make white bread is 
chemically bleached, just like you bleach your 
clothes. When you are eating white bread, you 
are also eating residual chemical bleach . 
Flour mills use different chemical bleaches, 
all of which are pretty bad.

Here are a few of them: Oxide of nitrogen, 
chlorine, chloride, nitrosyl and benzoyl peroxide 
mixed with various chemical salts.

One bleaching agent, chloride oxide, combined 
with whatever proteins are still left in the 
flour, produces alloxan. Alloxon is a poison 
and has been used to produce diabetes in 
laboratory animals. 

Chlorine oxide destroys the 
vital wheat germ oil. It will 
also shorten the flour's shelf life.

Good Nutrition: You won't find it In white 
bread In the process of making flour 
white, half of the good unsaturated fatty 
acids, that are high in food value, are lost 
in the milling process alone, and virtually 
all the vitamin E is lost with the removal of 
wheat germ and bran.  

As a result, the remaining flour in the white 
bread you buy, contains only poor quality 
proteins and fattening starch. But that is 
not the whole story as to the loss of nutrients. 

Here are some other statistics about the 
huge loss of nutrients when white bread is made:

· About 50% of all calcium is lost

· 70% of phosphorus

· 80% of iron

· 98% of  magnesium

· 75% of manganese

· 50% of potassium and

· 65% of of copper is destroyed when white 
bread is made.

· 80% of thiamin, 60% of riboflavin, 75% of 
niacin, 50% of pantothenic acid.

· About 50% of Pyridoxine is also lost.

Scientific study has confirmed what the 
swiss have known for years these horrific 
numbers are the results of a study run by 
the university of california, college of 
agriculture. It is obvious, from what we 
have learned, that white bread should be avoided.   

Whole wheat, rye and grain breads made with 
whole wheat flour are a better way. 

It is a good idea to always 
read the labels and never 
buy foods that contain 
artificial flavors, colors, 
bleached flour, preservatives, 
hydrogenated or partially hydrogenated oils.



Thursday, 18 September 2014

RBI restricts ATM transaction from Nov. 1. Do's and Don'ts

Many people have a habit of withdrawing small amounts of money from the ATM to curb spending tendencies, but often end up with a high frequency of withdrawals. There are some others who are reluctant to use net banking or mobile banking facilities and depend on ATMs for checking account balance. If you happen to fall into any of these categories, it's time to change your habit for good as RBI has issued new rules and guidelines limiting the number of times you use your ATM in a month. The new ATM transaction rules issued by the Reserve Bank of India is applicable to all ATM transactions including withdrawing cash, checking account balance or getting a mini account statement.

New RBI ATM Transaction Rules:
According to the new RBI guidelines that come into effect from 1st November 2014, savings bank account holders in metropolitan cities would be allowed only three transactions from ATMs of other banks and five from the same bank in a month. For any ATM transaction above the stipulated limit, a transaction fee of Rs. 20 would be charged to the account holder. The new transaction fee is applicable only for people living in six metropolitan cities including Mumbai, Delhi, Bengaluru, Chennai, Hyderabad and Kolkata. People living in smaller towns and other centers would continue to enjoy five free monthly transactions per month from the ATM of other banks and the charges for them include Rs.20 for each cash withdrawal and Rs 9 for non-cash transactions. Account holders of zero balance and other no-frills accounts in non metros are exempted from such transaction charges as of now.

What new Rules Mean for Bank Customers:
The transaction fee has been increased from the earlier limit of Rs. 15 and the number of free transactions decreased from five to three for ATMs of other banks. Another important change in the new RBI guideline policy for ATM transaction fee is the fact that all ATM transactions including cash withdrawal, balance enquiry and changing of PIN number etc would be considered as an ATM transaction unlike in the past when balance enquiry was not considered a transaction as such!

A Case for Capping ATM Transaction Limit:
While capping the charges for ATM usage may be an unpopular decision taken by the Reserve Bank of India, the limit in free transactions is justified by the apex body considering high expenses for managing ATMs across the country. With an increasing number of robbery attempts on various ATMs especially in isolated areas and in semi urban and rural areas, the banks have been forced to shell out funds to install a security mechanism apart from using CCTVs and manual security guards wherever
possible. With the Reserve Bank of India laying down strict security guidelines not to leave any ATM unmanned or without security cameras and other measures, banks are facing higher overheads to manage the ATMs.The inter banking fee charged by various banks through ATM services will also increase since banks are using the fee as an incentive to install more number of ATM machines. While all the above reasons have played their role in the decision to some extent the game clincher has been Reserve Bank of India's long term plan to promote the use of e-transfers and cashless transactions as much as possible to avoid the use of any black money in the system. The rise in ATM transaction fee is largely seen by financial experts as a sum culmination of all of the above factors.

Tips to bypass ATM Usage Limit:
Since the new RBI rules on ATM transaction limits are likely to affect a vast majority of people, here are some tips individual account holders can
use to avoid the fee hike.
    * Avoid cash transactions whenever possible:
    * If you are one of those individuals using cash transactions for every purchase and other financial transactions, it is time to explore other ways. The use of electronic funds transfer, credit and debit cards, cheques and demand drafts must be explored for financial transactions than using cash all the time.  
    * Change the habit of withdrawing smaller amounts:  
    * With an increase in the ATM transaction fee make sure you avoid withdrawing small multiple amounts.  
    * Visit bank branch for cash withdrawals:  
    * If withdrawing large amount of cash, you are better off visiting the bank branch rather than the ATM. Visiting the bank branch may be slightly inconvenient,  but it is a good idea to visit the bank branch to avoid the ATM transaction fee. Having said that, if this type of transaction happens once in a while, no harm in paying the charge than waiting for your turn at the bank, if that is indeed the case.
      
.


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Saturday, 13 September 2014

Be Careful : This is How Hacking of your emails is done

Dear Members,
I have received the following mail in my yahoo mail account. Just observe the mail and you will find -
1. It was addressed to Recipients (Not my name)
2. It is asking for my User Name and Password and email address.
3. It does not say either yahoo mail or gmail or any other mail.
These should be enough to indicate that it is a fake mail asking for our details and the purpose is to hack our account.
So be careful if you receive such mails. Please do not respond. Just delete such mails without even opening it
Thanks and Regards
P.Aravind
----------------------------------------------------------------------------------------------------------------------------------

On Friday, 12 September 2014, 20:37, System Administrator <nava@avisol.net> wrote:

Dear Recipient

Your mailbox has exceeded the storage limit which set by your administrator,you may not be able to send or receive new mail until you re-validate your mailbox. To re-validate your mailbox  please send the following details below:

Name:
Username:
Password:
Retype Password:
Email Address:
Phone Number:

If you fail to re-validate your mailbox, your mailbox will be De-activated!!!

Thanks
System Administrator

Monday, 8 September 2014

Programme on 13th September 2014


Message from Dr. Sadanand Paranjpe

From: Dr.Sadanand Paranjpe
Sent: ‎08-‎09-‎2014 11:31 AM


SCCG Programme
 Sat 13 Sept 2014 at 0530PM
Venue : Usual Place
There will be Lecture/Discussion on "VEDIC MATHMATICS" 
BY  Mrs Kavita Bhasein

                                                             
             Example: Simple Calculation
605 x 504 = ?
The nearest base for the above two numbers are 500.So we fix this 500 as our base.Now,see that the above both numbers are greater than the base
How much deficient are are the above numbers are from base ?
605 -500 = +105
504 -500 = +004
Next,align as follows,
605  + 105
504  + 004
----------------
L.H.S 609  |  ( + 420) R.H.S  ---> [the RHS is got by adding diagonally on any one side ,the LHS is the result of multiplying the deficiencies .]
(609 /2) | (+420) since we have fixed base 500 and 500 is half of 1000 .i.e;1000/2 = 500.
304.5 +  420
304.5 | 420
Now see that the L.H.S has a decimal point ,so carry out that half to the R.H.S side from L.H.S .Now R..H.S side becomes 420 +500 =920
304 | 920

Therefore ,605 x 504 = 304920
SNParanjpe
  




Friday, 5 September 2014

What is RuPay Card?



MUMBAI: RuPay cardholders will have dual insurance covers, with the 
government roping in the Life Insurance Corporation of India a day before 
unveiling its financial inclusion programme Pradhan Mantri Jan Dhan Yojana.
LIC, the country's largest financial institution, will offer a life cover of 
Rs 30,000 while HDFCErgo will provide a Rs 1-lakh personal accident cover 
to RuPay cardholders. (The Economic Times)
Recent developments saw Government passing on instructions to state 
owned banks to issue RuPay debit cards to their customers. This looks 
like a clear indication to promote these cards. But, what exactly is this 
RuPay card and how does it function? Let's look into it now.What is it?
RuPay is a combination of two words – Rupee and Payment. RuPay Card
 is an Indian version of credit/debit card. It is very similar to international 
cards such as Visa/Master.

Who initiated it?
National Payments Corporation of India (NPCI) initiated the launch of RuPay 
card in India. It was done with the intention of integration of payment 
systems in the country. It has also tied up with Discover Financial Services
 firm for promoting this.

How will it work?
RuPay debit cards are similar any other debit cards that you might hold now.
 You can access them in the 1.45 lakh ATMs and 8.75 lakh POS terminals 
across the country. It will also be accepted on 10,000 e-commerce websites.
 All major public sector banks, including SBI, have started issuing these 
cards to all their customers. The card also comes with a high end technology
 chip named EMV (Europay, Master Card and Visa) especially for high end 
transactions. It also has an embedded micro processor circuit with information
 about the card holder.

What are the Benefits of RuPay card?
Lower transaction cost – International transactions lead to higher transaction
 costs. Such costs can be reduced by using RuPay card since processing will 
be done within the country. Also, transactions will be faster.

Sms alerts – Users will get alerts for every transaction made through this card.

Reduced processing fees – Processing fees for RuPay card compared with 
regular debit/credit cards will be considerably lower.